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For Guber, energy savings also matter

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Listening to the needs of our clients and the community has led to the creation of Anticipo102, the no-surprises factoring platform.

With A102, we offer an ideal financial solution for selling your commercial credits, in return for the liquidity needed to support and develop your business and supply chain.

100% digital

Support from wherever you are, thanks to our fully digital platform.

Free access and zero fixed costs.

A102 has no fixed management costs or platform entry fees.

Purchase outright

Our solutions include the pro-soluto structure, freeing you from every worry.

Un dipendente di Guber Banca della divisione Facotring controlla al suo computer l'andamento di alcuni grafici bancari
Area di factoring della banca digitale Guber Banca
Three products designed to help businesses obtain the necessary liquidity quickly and easily.

Business credit, without surprises.

Supporting Italian businesses on their path to excellence and providing solutions to finance working capital and the supply chain: these are the objectives upon which we have conceived Anticipo102, the digital factoring platform that overcomes all barriers to credit access and makes factoring simple, fast, and transparent. Our platform allows for immediate operations, making the entire process simple and flexible.

Our offer

Discover our 100% digital products.

Immagine 3D con due mani che si scambiano una moneta per rappresentare il servizio Factoring Anticipo102 Direct di Guber banca

The factoring solution for the transfer of commercial credits, single names, or customer portfolios on a definitive basis, with the risk of insolvency borne by the bank. With Anticipo102 Direct, the credit assessment is cost-free, and the purchase of accepted credits is final.

Get liquidity quickly without the risk of non-payment of the transferred credits!

Immagine 3D con due mani che si scambiano un cinque per rappresentare il servizio Factoring Anticipo102 Reverse di Guber banca

The solution for supply chains and production chains in which the agreement starts with the buyer or the head of the supply chain, and subsequently, a dedicated line of credit is established for selected suppliers.

Strengthen your relationship with your suppliers by actively supporting the regularization of their cash flow!

Immagine 3D con una mano che regge un grafico per rappresentare il servizio Factoring Anticipo102 Confirming di Guber banca

The factoring solution through which a buyer can entrust Guber Banca to manage the due dates of commercial debts to pre-identified suppliers in order to benefit from a payment grace period or deferred payment on purchases.

Trust our pro-soluto assignment solution!


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