D102 is a fixed-term, fully digital deposit account that can be opened and managed entirely online, with no need to open an additional current account.
With Guber Banca, you can fix your savings for periods between 12 and 60 months easily and transparently: simply calculate your expected return and choose the deposit term that best meets your needs. The free balance on your deposit account also earns interest, but by setting up a fixed-term deposit you can benefit from a higher return.
Discover how much your savings can earn. Choose the amount to invest and the duration — both the applicable gross rate and the total net interest will be calculated automatically.
The minimum deposit amount for D102 Social is 5.000€.
*net of the currently applicable tax withholding.
Promotional message for advertising purposes; before signing the contract, please review the Guide to Opening and the Pre-Contractual Documentation, including the Information Sheets, prescritta dalla normativa vigente, disponibili alla sezione Trasparenza del sito.
No, the documents may also be sent via certified email (PEC), provided that the certified mailbox is registered to the person opening the account. The use of PEC addresses belonging to family members, friends, or third parties is not permitted.
To open a D102 account, simply visit our website and start the application process by clicking the ‘Open Account’ button.
Interest is paid on 30 June and 31 December each year, and upon maturity of the term deposit.
The opening of a D102 account is reserved for individuals of legal age who hold Italian citizenship and tax residence exclusively in Italy, and who are not politically exposed persons (PEPs), as specified in the pre-contractual documentation.
At the initial stage, you may close your D102 account without penalty within 14 days of the account opening date. Thereafter, Deposito102 may be closed at any time; however, if any term deposits are still active, your request will take effect only upon the maturity of those deposits.
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Registered and operational headquarters: Via Corfù n. 102, 25124 Brescia
Commercial office: Piazza Borromeo, 1, 20123 Milano
Main phone: +39 030 24 55 811
Fax: +39 030 24 50 351
Email: info@guber.it
PEC: guber@legalmail.it
Guber Banca | Iscritta all’albo delle banche al n. 8074
Codice ABI 3656.6 – P.I./C.F. 03140600176 | Cap.Soc. Deliberato 10.480.000 € | Cap.Soc. i.v. 10.256.556 € – REA 331397
Aderente al Fondo Interbancario di Tutela dei Depositi | Licenza P.S. ex art. 115 TULPS
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